Compass Collaborative

Collaborative Divorce in Seattle & the Eastside

Compass Collaborative: Financial Specialists

Cheryl Hubbell, CMPS & Chris Coggeshall, CMPS

Cobalt Mortgage
11255 Kirkland Way, Suite 100
Kirkland, WA 98033
Tel: Cheryl: (206) 909-4936 | Fax: (425) 605-3248
Chris: (206) 713-9580 | Fax: (425) 605-3247


Certified Mortgage Planning Specialists

Cheryl and Chris are designated Certified Mortgage Planning Specialists maintaining a high level of industry, market and product knowledge.

They have been mortgage banking since 1985 providing quality mortgage planning services to clients considering divorce. They have joined the collaborative community, excited about helping couples work cooperatively to reach positive solutions in their real estate and housing goals during the divorce process. Chris and Cheryl are dedicated professionals focused on the best interests of their clients and assist clients to work cooperatively so that all parties needs and goals are represented. They provide a preliminary mortgage planning consultation for separating couples, often prior to filing. They work closely with their clients to explore a variety of mortgage financing options and provide them with a greater understanding of the implications of those options in meeting their current and long term housing and mortgage related goals. They can take a complex financial situation and provide clear realistic options for their clients, expert guidance through the complicated mortgage process, and a smooth transition towards the future.

Michael B. Moss, CPA, CVA, CFE, CDFA

Partner, Hanlin Moss, PS
9709 3rd Ave NE, Suite 200
Seattle, WA 98115
Tel: (206) 623-3200

Financial Specialist

Financial Analysis, Business Valuation, Pension Valuation and Forensic Accounting Services Michael Moss is not your typical financial specialist. Certainly his credentials and more than 25 years experience as a Certified Public Accountant demonstrate a technical ability to represent and serve his clients’ best financial interests throughout their divorce. But unlike most numbers people, he approaches clients holistically, understanding them as emotional, spiritual and physical beings.

Michael is a caring practitioner whose compassion and sensitivity allow both husbands and wives to trust and relate to him. During his own divorce, Michael was appalled by the disregard of couples’ relationships he saw in adversarial divorce. Since 2006, he has practiced as a financial specialist, helping people transition to the next stage of their lives, while allowing them to continue healthy relationships with their former spouses. He has successfully applied his expertise as a CPA and business valuation analyst to create financial settlements for scores of collaborative, cooperative and adversarial divorce cases.

By carefully listening to clients, Michael understands the needs and fears of both divorcing spouses. He empowers clients by educating them about their financial issues, guiding them to make the best property settlement choices based on their assets, income and goals. He maintains a belief that no one should walk away regretting their settlement, simply because they were not informed.

Debra Synovec

Whole Mediation, Inc.
1818 Westlake Ave N, Suite 314
Seattle, WA 98109
Tel: (206) 568-5337

Certified Divorce Financial Analyst (CDFA)

Debra Synovec, founder of Whole Mediation & Consulting Services, P.C. is a skilled mediator and Certified Divorce Financial Analyst (CDFA) located in Seattle, Washington. Debra combines her unique skills acquired as an attorney, CPA, and social worker to provide mediation services for issues that require compassion and pragmatism. Engaging, caring, and resourceful, she gives clients guidance to help them reach optimal, durable agreements with dignity and grace. 

Debra is a Founding Member, a Board Member and an Advanced Practitioner Member of the Academy of Professional Family Mediators (APFM). Debra is trained in Collaborative Divorce Practice in which she cultivates durable relationships with attorneys, financial specialists, parenting specialists, and mental health professionals; she participates as a mediator and as a CDFA in Collaborative Divorce Practice.

Whole Mediation divorcing offers clients a progressive, productive, and peaceful process to resolve family challenges and create a more balanced, empowering approach to conflict resolution.

Sandy Voit, MS, Ed.S, LMHC, CDFA

Tangible Solutions
11415 NE 128th St, Suite 100
Kirkland, WA 98034
8400 167th Avenue NE
Redmond, WA 98052
Tel: (206) 890-1174

Certified Divorce Financial Analyst

Sandy Voit, a Certified Divorce Financial Analyst, and Licensed Mental Health Counselor, established Tangible Solutions, specializing in helping divorcing couples successfully negotiate financial settlements. (Sandy also focuses on personal finances and assisting self-employed business professionals.)

Sandy provides support that focuses on his clients’ values and goals, preparing customized financial plans. Sandy identifies the issues of his clients, providing them with explanations of their options and the consequences of each choice, guiding them to the resolutions that best fits their needs.

Currently Sandy is on the national board of the Association of Divorce Financial Planners, and is a former Treasurer and board member of King County Collaborative Law, and was a Director of Financial Aid. He serves on the board of PCC Markets, the largest food co-op in the country.